Protecting Texas Public Service Since 1986

Serving Texas school districts since 1993

When we started in La Vernia, Texas, we saw a gap: school districts and county governments were being served by generalist brokers who didn't understand the specific exposures of public entities. TEA compliance requirements, school bus fleets, law enforcement liability, public officials' E&O — these aren't standard commercial lines. They require specialized knowledge.

Over three decades, we've built deep expertise in Texas public entity insurance. We understand how school district budgets work, how county commissioners courts make decisions, and how to structure programs that provide genuine protection without unnecessary cost.

Today we are able to serve more than 200 school districts and 100 counties and municipalities across Texas — from the Rio Grande Valley to the Panhandle, from small rural ISDs to large urban districts.

"We don't sell insurance. We build protection programs — designed around the specific exposures, budget cycles, and compliance requirements of Texas public entities."

Our approach is straightforward: we take the time to understand your entity's specific operations, exposures, and budget constraints before we recommend a program. We don't fit you into a standard template — we build around your needs.

And when a claim happens — because claims do happen — we're there. Not a 1-800 number. Your dedicated specialist, who knows your entity and your coverage, guiding you through the process from first notice to resolution.